Disability
Long-Term Care

The right coverage can help reduce the burden of care and safeguard your financial assets

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Income Protection
Life Insurance

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Medicare

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Health Insurance

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Disability insurance, also known as disability income insurance, is a type of protection that provides a beneficiary with income if they experience an illness or injury and are unable to work.

Although disability insurance is not required like some forms of property insurance such as homeowner’s or auto, it should be considered by anyone who is relying on their ability to earn income to meet their living needs and financial goals.

According to the Social Security Administration, 1 in 4 of 20 year olds will become disabled before they reach retirement age.

A disability can have a devastating impact on an individual’s financial security. If you are unable to produce an income, and have hefty medical bills from an illness or injury, you may find yourself depleting your savings and accumulating excessive debt to meet your living expenses. Even if the disability lasted for a short period of time, your financial goals such as retirement or saving for college could be negatively impacted.

Please contact us if you would like to know more about your options, or want a professional review of your existing coverage.