Health Insurance FAQs

The annual open enrollment period for health insurance is just around the corner, and we are excited to assist you once again with your insurance plans. 

To help you navigate this process, we’ve compiled a list of frequently asked questions that will guide you in determining if you need to take any action. 

When is the open enrollment period?

The open enrollment period for health insurance is from Nov 1, 2022, to Jan 15, 2023. If you wish for your coverage to begin on Jan 1, 2023, you must enroll by Dec 15, 2022. 

Will my insurance plan renew automatically?

Most insurance plans will automatically renew for 2023. You can expect renewal letters from the insurance carriers in October, detailing any changes to your coverage. If your specific plan isn't offered next year, the insurer will likely re-enroll you in a comparable plan automatically. 

Do I need to schedule a phone appointment if I want to keep the same health insurance plan?

No, if you’re a current client of Waxman Insurance and wish to retain the same health insurance plan in 2023, just let us know, and we will ensure the renewal is processed correctly. 

How can I check if I am eligible for a subsidy or tax credit in 2023?

You can utilize our subsidy calculator to determine your eligibility for a subsidy and view the available insurance plans. Just enter your zip code and respond to a few questions to check your eligibility. 

IMPORTANT: Please do not change your coverage or enroll in a new plan without consulting us first. We’ll review your application for any errors and confirm we are listed as your broker. 

Do I need to update my marketplace application if I’m currently receiving a subsidy or tax credit?

If you’ve experienced significant changes in your income or household, it’s recommended to update your application. We would be happy to assist with this, so please schedule a call to ensure we can reserve a time during open enrollment. 

How can I review the health insurance plans available in 2023?

The insurance plans for 2023 will likely be accessible a few days before the open enrollment begins on Nov 1. You can visit our Waxman Insurance quoting website to explore and compare the 2023 plans available in your area. 

This can be beneficial for your own research, but we encourage you to reach out via email or phone before selecting any coverage, as we can help review your application. If you prefer personalized guidance and recommendations, please schedule a call with us. 

Can you assist me in confirming that my important doctors and hospitals accept my 2023 plan?

Yes, absolutely! You can share the details of your doctors, hospitals, medications, and plan preferences through our 2023 Health Insurance Questionnaire. This information will allow us to provide tailored recommendations to meet your specific needs. 

As always, we appreciate the opportunity to assist you. Wishing you a happy and healthy year ahead! 

In good health, 

Waxman Insurance Team