2023 Health Insurance open enrollment

The annual open enrollment period is right around the corner and we look forward to helping you again with your health insurance. 

We’ve prepared the following frequently asked questions to help you determine if you need to take action and guide you through the process. 

When is the open enrollment period?

The open enrollment period is from Nov 1, 2022 to Jan 15, 2023.  If you want an effective date of Jan 1, 2023, you need to enroll by Dec 15, 2022.    

Will my plan renew automatically?

Most insurance plans will automatically renew for 2023.  Renewal letters are usually mailed from the insurance carriers in October and will include details about any upcoming changes to your coverage.  If your specific plan is not offered next year, the insurance carrier will likely re-enroll you automatically in a similar plan. 

Do I need to schedule a phone appointment if I want to keep the same plan?

No. If you're a current client of Waxman Insurance and want to keep the same plan in 2023, simply let us know and we will follow-up on the renewal and make sure it’s processed correctly.

How can I check to see if I am eligible for a subsidy/tax credit in 2023?

You can use our subsidy calculator to see if you qualify for a subsidy and view eligible plans. You will need to enter your zip code and answer a few questions to see if you’re eligible.  

IMPORTANT: Please do not make changes to your coverage or enroll in a plan without speaking to us first. We’ll review your application for errors and make sure we’re listed as your broker. 

Do I need to update my marketplace application if I’m currently receiving a subsidy/ tax credit?

If you’ve had significant changes to your income or household, it may be a good idea to update your application. We will gladly do this for you – but please schedule a call so we can reserve a time and complete during open enrollment.

How can I review the plans available in 2023?

The 2023 plans will likely become available a few days before the start of open enrollment on Nov 1.  You can use our Waxman Insurance quoting website to browse and compare 2023 plans available in your area. 

This can be helpful if you want to do some research on your own, but again, please contact us via email or phone before you enroll in any coverage so we can review your application.  If you’d like some personalized guidance and recommendations, we kindly ask that you schedule a call with us

Can you help me make sure my important doctors and hospitals accept my 2023 plan?

Yes, absolutely! You can provide doctors, hospitals, medication, and plan preferences through our 2023 Health Insurance Questionnaire. This will help us provide recommendations to you that are tailored to your specific needs.

As always, thank you for the opportunity to help you.  Wishing you a happy and healthy year!

In good health,

Waxman Insurance Team