Individual And Family Plans
Affordable Care Act Plans
These plans are typically the most comprehensive available and they must meet all the requirements of the Affordable Care Act (ACA), including coverage for preexisting conditions.
The cost of your coverage will likely change based on age and tobacco use, but you will not be denied coverage because of a preexisting condition.
With an ACA plan, you may also be eligible for a premium tax credit or subsidy that can reduce your health insurance premiums.
Every ACA plan has standardized benefits and must provide the following 10 “essential” health benefits:
- Outpatient care
- Emergency room visits
- Hospitalization
- Maternity and newborn care
- Mental health services and addiction treatment
- Prescription Drugs
- Rehabilitation services and devices
- Lab services
- Preventative services
- Pediatric services
Marketplace Coverage
What is the Marketplace?
The marketplace is another word for a health insurance exchange where you can search and buy plans for individuals and families.
Depending where you live, you will either have access to the federal government’s healthcare.gov marketplace or the marketplace available in your state.
Most people use healthcare.gov, which serves residents in 33 states as of 2023. There are 17 states and the District of Columbia that have their own state marketplaces.
If your home state is listed below, then you will likely need to use your state marketplace.
- California
- Colorado
- Connecticut
- District of Columbia
- Idaho
- Kentucky
- Maine
- Maryland
- Massachusetts
- Minnesota
- Nevada
- New Jersey
- New York
- Pennsylvania
- Rhode Island
- Vermont
- Washington
Our award-winning insurance brokerage
"Waxman Insurance Recognized Nationwide for Helping Consumers with Qualified Health Coverage"
Hollywood, FL — Waxman Insurance is taking its place as a member of the 2022 Marketplace Elite Circle of Champions, recognizing the company's hard work helping consumers enroll in and manage qualified health plan coverage through the Health Insurance Marketplace.
This Centers for Medicare & Medicaid Services (CMS) award for agents and brokers who assist more than 100 consumers during the Open Enrollment Period recognizes Waxman Insurance for dedication, expertise, and service.
“Helping 100 consumers during the Open Enrollment Period is a great achievement,” said Ellen Montz, Director of the Center for Consumer Information & Insurance Oversight within CMS, which oversees the Marketplace. “We thank Waxman Insurance for providing trusted advice and exceptional service to help expand access to health insurance coverage in communities across America. More info here.
