When evaluating individual and family health insurance options, your first step should be to see if you qualify for a premium tax credit to reduce the cost of your health insurance.
A tax credit can significantly reduce your premium (the amount you pay each month to the insurance carrier) and give you a “benefit-rich” policy for a fraction of the price.
Eligibility is based on several factors but the main considerations are your estimated household income and whether or not you're eligible for job-based coverage through your employer.
You can easily check your eligibility and see what kind of savings you qualify for under the Affordable Care Act through the eligibility calculator within our quoting tool.
Keep in mind that to be able to use your tax credit you must enroll in an ACA plan that is “tax-credit eligible”.
If you would like help applying for a tax credit, or have questions about tax credit-eligible plans, please contact us.
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Not connected with or endorsed by the United States government or the federal Medicare program. We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-medicare to get information on all of your options.